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A new way to buy property is in its infancy in the UK, buyers and the general public are not fully aware of this brand new option called Rent To Buy.

It's an exciting concept and I am not sure where else in the world people Rent To Buy  and the experiences that they have had. For me as an observer of everything real estate it seems like the silver bullet for those that cannot afford the huge deposits that are required today.

I believe that the Rent to Buy option is set to change the way buyers finance a purchase of their home and is set to take off in the UK, pundits are saying it is oneof the best ways to get on the property ladder .

So Why Rent to Buy?

The credit crunch has resulted in lenders becoming more stringent with their lending criteria. This has resulted in many people without large deposits or squeaky clean credit history unable to buy their own homes with a mortgage.

The Advantage of Rent To Buy

Makes the rent you pay turn into a worthwhile lump sum

Great for first time buyers

Ideal for those struggling to saving a deposit

Suitable for new Resident to the UK

Good for people with poor credit history or no credit track record

So what are the downsides?

Its difficult to find the disadvantages unless you know of any would be good to hear your comments

Note: Rent to buy is also known as  Rent Now Buy Later, Rent2Own,Rent-to-Own, Try Before You Buy,Rent and Own,Own Now Pay Later,

The British love affair with French property is set to continue into 2010 but why do the Brits love France so much and can other regions pick up some tips? 

The number one reason is France is very easy to get to with an abundance of low cost flights to France. For those who prefer not too fly Brits can choose to arrive in France by land or sea. The second reason is the region offers a great choice from beach type property, rural areas, ski property to city apartments it seem France has it all. 

The housing market s stable without great price increases and get rich quick schemes. Property law is well established and has a proven track record so those adverse to risk feel safer to buy a property in France. 

A huge consideration is the French lifestyle.France has been named the best place to live for the fifth year in a row by the US magazine International Living. Every January the magazine produces a ranking quality of life in countries throughout the world. The publication specializes in overseas re-locations and is well aware of international real estate and local housing markets in many countries across the world. 

International Living ranked 194 countries for the 2010 edition in nine different categories. France received the highest marks for its healthcare system and freedom, and near the top for its infrastructure. The magazine praises Paris as offering the best of everything, as well as Corsica, Provence and several other popular regions.

French Guides and property. Lean more with a guide to Living in France at http://www.frenchentree.com or to find French Propertyfor sale at overseas property portal at HomesGoFast.com

Property in Brazil is all the talk for international investors but like many countries not all regions are equal and you need to tread carefully when considering a location. I am going to make your investment destination in Brazil easy by suggesting its best to invest in the North East Region of Brazil.

My recent visit to the North East region confirmed that exit strategies were as solid as a rock meaning when it came to sell your investment you have both local and international buyers to sell too.

City of Fortaleza

The northeast Brazilian region of Fortaleza in Ceara is my tip for the place to invest in Brazilian Real Estate . I recently visited the city which for me is the gateway to real estate bargains ideal for international property investors seeking low priced well placed land or real estate. 

Fortaleza, the fifth largest city in Brazil, is the capital of Ceara state. The city and state are located on the northeast coast of Brazil, just south of the Equator. Fortaleza is one of the most popular domestic tourist destinations, and is growing as an international tourist hot spot as well with over 250,000 visitors from abroad in 2009.

The city and its outlying areas have some of the best beaches in the world. The combination of warm, dry weather, great beaches and a modern city make for an ideal place to buy a holiday home or retirement villa, and the area continues to grow in popularity as an investment location.

The coming years should see Fortaleza and the surrounding area become even more popular than they are today.Find Investment property in Brazil

Video of Fortaleza

The Florida housing market is of particular interest to overseas property observers like me as it remains one of the most popular places where people would like to buy a second home.

I watched from the UK how the Florida housing market collapsed. We saw Florida home owners who were not in financial difficulty suddenly become competitors in the housing market with banks. This happened when banks offered foreclosed homes at extremely low prices, Florida home owners could not compete. Our website featured homes being offered to our international audience at vastly different prices.

Bank owned 3 bed family homes with a pool for half price. The solvent home owner had no choice but to default even though they could afford their mortgage payments. 

Florida home owners thought "why am I paying a mortgage of X when clearly my property is now only worth X amount"  This for an international observer felt like the housing market crash was not only started by the banks for the reasons we all know but also fuelled by the banks in more ways than one. 

Now a repeat of the situation is about to happen in Spain where the vast majority of property is now bank owned. Spain is one of the most popular places to buy a second home for people from the UK. We now have home owners trying to sell whilst the banks are offering similar properties at 50% lower prices and we know the banks will win.